From cold feet to no-show suppliers Protect your wedding day against unexpected events Brides and grooms-to-be are being warned to think ahead on possible disasters, and what they can do to protect their big day – it’s crucial for couples to understand the essential checklist, and plan for what could go wrong. The research comes after a survey revealed 26% of those planning a wedding in the next three years would not take out wedding insurance. Weddings come with a whole host of unforeseen risks, like supplier no-shows, damaged goods, technical faults, damaged or lost items, severe weather and accident or illness. Although no couple wants to think about these concerns in the run up to their wedding, it’s important to make sure they protect their special day, their finances and all the time spent planning – especially since more than half who were surveyed said their wedding budget has been impacted by the cost-of-living crisis. One of the key ways couples can protect themselves is with wedding insurance, covering venue cancellation, supplier noshows, extreme weather conditions and even ‘change of heart’ insurance, to cover couples with a bad case of cold feet on the day. “We know that no couple wants to think about all of the things that could go wrong on their big day, but when you are investing so much time and money, it’s important to make sure you are fully protected.” - Helen Rolph, wedding insurance expert at Quotezone Helen Rolph, of Quotezone, goes on to add that engagement rings are not covered in wedding insurance, as they typically fall under other insurances, such as home. If you haven’t done so already, update your home insurance to add your wedding bling! BIG ISSUES ON THE BIG DAY AND HOW TO PROTECT THEM: 1 Change of heart Your general wedding insurance policy will likely not protect your investment if the wedding is cancelled due to someone getting cold feet. However, some providers offer a change of heart insurance policy to cover the couple in case this were to happen. 2Venue cancellation This will generally come under your wedding insurance policy and will cover cancellation due to extreme conditions like floods or fire at your chosen venue. It also covers situations where the venue has to cancel your wedding due to financial reasons. 40
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